HTX Introduces Earn Products for Stablecoins with Yields Up to 20%

HTX launches passive income products for stablecoins with yields up to 20%.

The cryptocurrency exchange HTX has launched products for earning passive income on deposits in USDC, USD1, USDD, and USDT. The APY ranges from 12% to 20% depending on the stablecoin, according to a press release.

The platform offers:

• USD1 — up to 20% annual yield with a temporary interest subsidy;
• USDT — 20% annual yield for regular users and 100% for newcomers;
• USDC — up to 15% annual yield;
• USDD — up to 12% annual yield with the option to exchange for USDT at a 1:1 ratio.

USD1 is a token launched in April 2025 by the DeFi project of the Trump family, World Liberty Financial. The asset is pegged to the US dollar at a 1:1 ratio and debuted on HTX.

USDD is a stablecoin from the TRON ecosystem, backed by reserves in Bitcoin, Ethereum (ETH), and TRX. HTX allows exchanging USDD for USDT at a 1:1 ratio.

“The yields on HTX Earn products are several times higher than bank deposits. For example, US dollar deposits offer 2–4.2% annually, while ten-year government bonds yield 4.29%. Meanwhile, stablecoins on HTX provide 12–20% annually,” HTX notes.

With a $10,000 investment, US Treasury bonds would yield $429 annually (4.29%), whereas USDC on HTX Earn would yield $1,500 annually (15%). Additionally, Earn products support flexible deposits and withdrawals without capital lock-up, unlike traditional deposits with penalties for early withdrawal.

Earlier, HTX introduced a multi-asset collateral mode for USDT futures.