Visa Expands Support to Four New Stablecoins

Visa adds support for four stablecoins on different blockchains.

Visa, the payment company, has broadened its transaction capabilities by adding support for four stablecoins across four different blockchains. This was revealed during a conference call discussing the financial results for the fourth quarter.

This initiative will enable the firm to accept and convert digital assets into more than 25 fiat currencies.

The annual transaction volume using stablecoins through Visa’s services has exceeded $2.5 billion. Since 2020, the company has processed over $140 billion in cryptocurrency and stablecoin flows. Of this, $100 billion was for purchasing digital assets with Visa cards, and $35 billion was for paying for goods and services.

In the fourth quarter, spending on Visa cards linked to stablecoins quadrupled compared to the same period last year. The company supports more than 130 card programs with stablecoins in 40 countries.

As part of the Visa Direct service, a pilot project has also been launched for banks and financial institutions for prepaid account top-ups with stablecoins.

Financial Results

For the 2025 fiscal year, Visa’s net revenue increased by 11%, and earnings per share rose by 14%. In the fourth quarter, the first metric grew by 12%, reaching $10.7 billion.

The total payment volume for the year surged by 8% to $14 trillion. The number of processed transactions increased by 10%, totaling 258 billion. McInerney stated that the company is transforming into a hyperscaler, allowing other market participants to create payment solutions based on the platform.

Artificial Intelligence and Technology

Visa is actively implementing generative AI. More than half of the new code for the core processing platform VisaNet is created using neural networks. According to the company’s CEO, Ryan McInerney, this has increased the speed, security, and convenience of development.

AI is also used in the Visa Scam Disruption system to detect fraudulent schemes. Over the past year, the technology has helped block more than 25,000 fraudulent sellers and prevent losses exceeding $1 billion.

The company introduced the Visa Trusted Agent protocol, which allows secure transactions through AI agents by verifying them and filtering out malicious bots.

Tokenization and New Product Development

The number of Visa-issued payment tokens has exceeded 16 billion. The company’s ultimate goal is to tokenize 100% of all e-commerce transactions.

Development of other products continues:

1. Visa Flex: a card with the ability to link multiple funding sources. The product has been launched in 15 European countries, with agreements signed with 20 more clients.
2. Visa Accept: a technology that enables small businesses to accept payments using a smartphone and a Visa debit card. The first launch took place in Sri Lanka.
3. Visa Direct: a service for push payments reached 12.6 billion transactions for the year, showing a 27% growth.

Visa representatives noted that the adoption of new technologies and openness to partnerships help the company remain a leader in transforming global commerce.

In October, Western Union announced the launch of a pilot project for settlements in stablecoins.