European AMINA Bank Integrates Ripple’s Payment Solution

Ripple expands partnership with AMINA Bank, integrating Ripple Payments.

Ripple has expanded its partnership with AMINA Bank, a crypto bank regulated by the Swiss Financial Market Supervisory Authority (FINMA).

Big News: @AMINABankGlobal is the first European bank to go live with Ripple Payments: https://t.co/3cxySxnZeI

This partnership provides a crucial, compliant bridge between traditional fiat and blockchain rails, solving a major friction point for crypto-native clients who need…

— Ripple (@Ripple) December 12, 2025

As part of the collaboration, the financial institution has become the first in Europe to implement the comprehensive Ripple Payments solution.

According to the statement, the platform’s use will help AMINA’s clients integrate blockchain-based operations with traditional banking systems.

“This will allow seamless fund transfers and more efficient settlements without relying on existing payment infrastructure, making transactions faster, cheaper, more reliable, and transparent,” the press release stated.

AMINA Bank’s Chief Product Officer, Miles Harrison, noted that removing friction is particularly relevant for cross-border payments in stablecoins. Support for such operations has not yet become widespread.

“Our clients need a payment platform capable of handling both fiat and stablecoins simultaneously, but traditional correspondent banking networks were not designed to support this,” the manager added.

The partnership is an extension of the existing relationship between Ripple and AMINA Bank. Earlier in 2025, the bank became the first in the world to offer custody and trading services for the blockchain company’s stablecoin, RLUSD.

The firm completed beta testing of the asset in August 2024. In December, Ripple received approval from the New York Department of Financial Services (NYDFS) to use the stablecoin for trading.

At the time of writing, RLUSD’s market capitalization reached $1.3 billion, placing it at the bottom of the top 10 USD-pegged tokens (CoinGecko).

Ripple Expands Business with RLUSD

The U.S. Office of the Comptroller of the Currency has granted the company conditional approval to establish a national trust bank, as announced by Ripple CEO Brad Garlinghouse.

HUGE news! @Ripple just received conditional approval from the @USOCC to charter Ripple National Trust Bank. This is a massive step forward — first for $RLUSD, setting the highest standard for stablecoin compliance with both federal (OCC) & state (NYDFS) oversight.

To the…

— Brad Garlinghouse (@bgarlinghouse) December 12, 2025

“This is a huge step forward and the first for RLUSD, setting the highest standard for stablecoin compliance with both federal (OCC) and state (NYDFS) oversight,” he emphasized.

The company also completed the acquisition of the Rail platform, which specializes in stablecoin operations. The $200 million purchase agreement was signed in August.

Deal closed: Rail ✅

With this acquisition, Ripple Payments is the market’s most comprehensive end-to-end stablecoin solution. https://t.co/JTTXAYAEqK

— Ripple (@Ripple) December 11, 2025

Ripple expects the acquisition to strengthen its position in the stablecoin payments sector.

Back in October, the blockchain company completed the purchase of non-bank prime broker Hidden Road. The deal amounted to $1.25 billion.

In November, Ripple acquired custody solutions developer Palisade.