Stripe is poised to lead the “dual revolution in artificial intelligence and money movement.” According to JPMorgan analysts, the company could tap into a market exceeding $350 billion by the end of the decade, reports The Block.
The analysts noted that the payment giant, valued at $107 billion, processes over $1.4 trillion in transactions annually across 195 countries. Stripe’s net income grew by 28% over the year, reaching $5.1 billion.
Experts described the company as a “key player in the global financial services market.” Its main advantage lies in its collaboration with AI startups. JPMorgan believes this will enable Stripe to take a leading position in “autonomous commerce” as it evolves.
The firm has also strengthened its position in the digital assets sector by acquiring the Bridge platform and absorbing the crypto wallet provider Privy. Currently, the company is developing the Tempo first-layer blockchain in collaboration with Paradigm.
Earlier, the project raised $500 million, bringing its valuation to $5 billion.
In September, Stripe also announced the Open Issuance solution for issuing stablecoins and AI-based commercial tools.
Analysts emphasized that these initiatives will allow the company to benefit from integrating AI agents, “stablecoins,” and programmable money into global commerce.
However, they noted risks associated with expansion into the corporate market, service fragmentation, and regulatory challenges—particularly in the area of stablecoin regulation in the US and MiCA rules in Europe.
Earlier in October, the Web3 wallet Phantom announced the launch of the CASH coin, pegged to the US dollar. The asset was created using Open Issuance.