Pantera Capital: It’s Not Too Late to Invest in Cryptocurrencies

Digital assets have yet to gain widespread adoption, making it not too late to invest.

Digital assets have yet to gain widespread adoption among the general public, making it not too late to invest in them, according to Cosmo Jiang, General Partner at Pantera Capital.

In an interview, the expert cited a Bank of America survey indicating that over 60% of investors do not own cryptocurrency. These findings align with a March report by the NCA, which stated that only 21% of American adults hold digital assets.

The past few years have been spent on the “legitimisation of Bitcoin.” Now, the focus is shifting to altcoins, Jiang emphasised.

“Ethereum, Solana are major platforms that are rapidly evolving. We believe Solana has the potential to become a next-generation tech company with mega-capitalisation,” the analyst stated.

In July, the US Congress approved three bills: the GENIUS Act (regulating stablecoins), the CLARITY Act (concerning the structure of the crypto market), and the Anti-CBDC Act (banning central bank digital currency). Jiang stated that positive legislative changes create favourable conditions for industry growth.

As an example of growing interest in virtual assets, the speaker pointed to the significant inflow of funds into Bitcoin ETFs. For instance, the total assets under management of BlackRock’s iShares Bitcoin Trust are approaching $100 billion.

Jiang is convinced that the first cryptocurrency will surpass gold in popularity due to its low transaction costs, global accessibility, and the absence of any permissions required for its network operation.

Kraken co-owner Arjun Sethi also noted that the market is poised for growth. Despite price fluctuations, the volume of private investments in digital assets remains at 2022 levels, while their use and prevalence have increased.

According to the entrepreneur, this imbalance, combined with the industry’s active development and interest from major players, creates conditions for a significant sectoral surge.

All of crypto to crypto is about to rally, and the reason isn’t what most people think.

at @terminaai we track the supply and demand of private capital across every major sector. the data shows something unusual: despite the volatility, crypto investment flows from private… pic.twitter.com/2wyNLvPjpo

— Arjun Sethi (@arjunsethi) September 28, 2025

Analyst Benjamin Cowen expressed a similar view in his YouTube video.

“The total capitalisation of the entire asset class is approximately $4.1 trillion. The fair value is around $4.4 trillion. I believe we will approach $10 trillion, likely within a few years,” he stated.

Analysts at Morgan Stanley have recommended allocating up to 4% of portfolios to cryptocurrencies.