Wikipedia co-founder Jimmy Wales stated that while the first cryptocurrency will not depreciate to zero, it has completely failed as a means of payment and savings.
People who think that Bitcoin is going to zero are likely mistaken. The design is robust enough that it will continue to exist in perpetuity, barring some currently unforeseen breakdown in cryptography or a surprise 51% attack (even then, a fork would carry on I would imagine).…
— Jimmy Wales (@jimmy_wales) February 25, 2026
He acknowledged the high reliability of Bitcoin’s architecture: the network will continue to operate even if a hard fork is required. However, the entrepreneur is convinced that the asset will never become the dominant global currency.
Wales predicts that by 2050, the coin’s price will fall below $10,000 in today’s terms—suitable only for technical experiments. In his view, the tool remains purely speculative and will become a niche network for geeks in the future.
Wall Street and Crypto Integration
Wales’s skepticism contrasts with the stance of major financial institutions, which continue to explore the digital asset market.
Speaking at the Bitcoin for Corporations conference in Las Vegas, Morgan Stanley’s head of digital asset strategy, Amy Oldenburg, announced that the company plans to develop its own services for Bitcoin storage and trading. The bank is also exploring cryptocurrency lending and yield generation opportunities.
Meanwhile, Citi bank announced large-scale initiatives.
🚨CITI BANK TO MAKE BITCOIN “BANKABLE”
Citi Bank plans to launch infrastructure later this year to integrate Bitcoin into traditional finance, aiming to make BTC “bankable.”
This was stated by Citi’s digital asset custody head at the Strategy World event. pic.twitter.com/rHoEUjCZ0f
— Coin Bureau (@coinbureau) February 26, 2026
The financial corporation intends to make Bitcoin a fully “bankable” asset. By the end of the current year, infrastructure is expected to be launched to integrate cryptocurrency into the traditional financial system.
Earlier in February, analysts at River noted record adoption rates of digital gold.