Alfa-Bank has developed a service for corporate clients that automates the handling of the self-employed.<\/p>\n
The project is implemented in partnership with the open banking platform APIBank and the blockchain platform Waves Enterprise. It unites the Alfa.Corporate apps for companies and ‘My Income’ for individuals.<\/p>\n
According to the developers, the service covers the entire end-to-end process for onboarding the self-employed and paying for their services, including registering a person as self-employed, organizing payments, automatic verification of the contractor’s status, registering their income and paying taxes on them, and revoking receipts in case of refunds.<\/p>\n
Self-employed workers will now be able to receive payments to a card or to a bank account at any bank without visiting a branch.<\/p>\n
\n\u201cAlfa-Bank has applied the Bank-as-a-Service (BaaS) concept. The service’s flexible architecture allows it to adapt to changes in the tax regime and to the needs of both corporate clients and the self-employed,\u201d said Denis Dodon, director of the Innovation Center at Alfa-Bank.<\/p>\n<\/blockquote>\n
The Commercial Director of Waves Enterprise, Igor Kuzmichev, added that the blockchain provides corporate clients with a fast and secure channel for interacting with Alfa-Bank and simplifies onboarding a broad target audience.<\/p>\n
Earlier in September 2019, Alfa-Bank launched a blockchain liquidity-management service on Waves Enterprise.<\/p>\n
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