{"id":90200,"date":"2025-10-23T14:01:03","date_gmt":"2025-10-23T11:01:03","guid":{"rendered":"https:\/\/forklog.com\/en\/?p=90200"},"modified":"2025-10-23T14:05:14","modified_gmt":"2025-10-23T11:05:14","slug":"coinbase-grants-ai-agents-access-to-cryptocurrency-payments","status":"publish","type":"post","link":"https:\/\/forklog.com\/en\/coinbase-grants-ai-agents-access-to-cryptocurrency-payments\/","title":{"rendered":"Coinbase Grants AI Agents Access to Cryptocurrency Payments"},"content":{"rendered":"<p>Coinbase, the largest cryptocurrency exchange in the United States, <a href=\"https:\/\/www.coinbase.com\/ru\/developer-platform\/discover\/launches\/payments-mcp\">has launched<\/a> the Payments <span data-descr=\"Model Context Protocol \u2014 a protocol enabling AI models to access external tools and services\" class=\"old_tooltip\">MCP<\/span> system, allowing language models like Anthropic&#8217;s Claude and Google&#8217;s Gemini to access crypto wallets, fiat gateways, and payments.<\/p>\n<p>The solution was developed by the Coinbase Developer Platform division. The service provides AI agents with &#8220;the same financial on-chain tools as humans\u2014from wallets and fiat gateways to stablecoin payments.&#8221;<\/p>\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>&#8220;We still believe that every agent deserves to have its own wallet,&#8221; the announcement states.<\/p>\n<\/blockquote>\n<p>Coinbase&#8217;s Vice President of Business Development, Dan Kim, and the Head of Engineering at Coinbase Developer Platform, Eric Reppel, noted that crypto networks and stablecoins are the ideal infrastructure for &#8220;agent commerce.&#8221;<\/p>\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>&#8220;They operate at the speed of code, integrate seamlessly with <span data-descr=\"application programming interface\" class=\"old_tooltip\">API<\/span>, and allow autonomous agents to work without human friction,&#8221; the developers wrote.<\/p>\n<\/blockquote>\n<p>Payments MCP can be run locally on a computer, accessed with minimal user involvement, and customized for specific agent tasks.<\/p>\n<p>Other features include:<\/p>\n<ul class=\"wp-block-list\">\n<li>creating a wallet and logging in via email\u2014without API keys and developer setup;<\/li>\n<li>calibration through a user-friendly interface\u2014agent configuration, spending limits, transaction management;<\/li>\n<li>x402 integration\u2014enables searching for APIs and services that the agent can pay for directly in the interface.<\/li>\n<\/ul>\n<p>Payments MCP has been tested on Claude Desktop, Claude Code, Codex, Gemini, and Cherry Studio. Support for other models will be added later.<\/p>\n<h2 class=\"wp-block-heading\"><strong>AI Development\u2014A Loss for Banks<\/strong><\/h2>\n<p>According to McKinsey, banks risk losing up to $170 billion in profits if they do not adapt their business models to the new trend of customers using artificial intelligence for personal finance management, as reported by <a href=\"https:\/\/www.bloomberg.com\/news\/articles\/2025-10-23\/mckinsey-says-bank-profits-face-possible-170-billion-ai-hit?embedded-checkout=true\">Bloomberg<\/a>.<\/p>\n<p>The report notes that AI bots will lead people to keep less money in low-yield accounts.<\/p>\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>&#8220;Imagine having an agent that says, &#8216;Hey, you can save $2,000 a year just by moving your money to another account.&#8217; This eliminates a significant amount of inertia present in the current system,&#8221; explained McKinsey senior partner Pradip Patiath.<\/p>\n<\/blockquote>\n<p>Experts indicate that consumers hold $23 trillion out of $70 trillion in accounts with virtually zero interest rates, while the remaining funds yield minimal income.<\/p>\n<p>Back in May, Coinbase <a href=\"https:\/\/forklog.com\/en\/news\/coinbase-unveils-payment-technology-for-ai-agents\">introduced<\/a> the x402 tool for online payments. It is designed for transferring stablecoins via standard internet protocols and allows AI agents to conduct autonomous transactions.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Coinbase launches the Payments MCP system, enabling language models to access crypto wallets, fiat gateways, and payments.<\/p>\n","protected":false},"author":1,"featured_media":90201,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"select":"1","news_style_id":"1","cryptorium_level":"","_short_excerpt_text":"Coinbase launches Payments MCP for AI access to crypto wallets and payments.","creation_source":"","_metatest_mainpost_news_update":false,"footnotes":""},"categories":[3],"tags":[1751,438,138,1198],"class_list":["post-90200","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-and-analysis","tag-ai-agents","tag-artificial-intelligence","tag-coinbase","tag-crypto-payments"],"aioseo_notices":[],"amp_enabled":true,"views":"231","promo_type":"1","layout_type":"1","short_excerpt":"Coinbase launches Payments MCP for AI access to crypto wallets and payments.","is_update":"","_links":{"self":[{"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/posts\/90200","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/comments?post=90200"}],"version-history":[{"count":1,"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/posts\/90200\/revisions"}],"predecessor-version":[{"id":90202,"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/posts\/90200\/revisions\/90202"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/media\/90201"}],"wp:attachment":[{"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/media?parent=90200"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/categories?post=90200"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/tags?post=90200"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}