{"id":92147,"date":"2025-12-12T20:44:03","date_gmt":"2025-12-12T17:44:03","guid":{"rendered":"https:\/\/forklog.com\/en\/?p=92147"},"modified":"2025-12-12T20:45:16","modified_gmt":"2025-12-12T17:45:16","slug":"european-amina-bank-integrates-ripples-payment-solution","status":"publish","type":"post","link":"https:\/\/forklog.com\/en\/european-amina-bank-integrates-ripples-payment-solution\/","title":{"rendered":"European AMINA Bank Integrates Ripple&#8217;s Payment Solution"},"content":{"rendered":"<p>Ripple has expanded its partnership with AMINA Bank, a crypto bank regulated by the Swiss Financial Market Supervisory Authority (FINMA).<\/p>\n<blockquote class=\"twitter-tweet\" data-lang=\"en\">\n<p lang=\"en\" dir=\"ltr\">Big News: <a href=\"https:\/\/twitter.com\/AMINABankGlobal?ref_src=twsrc%5Etfw\">@AMINABankGlobal<\/a> is the first European bank to go live with Ripple Payments: <a href=\"https:\/\/t.co\/3cxySxnZeI\">https:\/\/t.co\/3cxySxnZeI<\/a><\/p>\n<p>This partnership provides a crucial, compliant bridge between traditional fiat and blockchain rails, solving a major friction point for crypto-native clients who need\u2026<\/p>\n<p>\u2014 Ripple (@Ripple) <a href=\"https:\/\/twitter.com\/Ripple\/status\/1999405005552423109?ref_src=twsrc%5Etfw\">December 12, 2025<\/a><\/p><\/blockquote>\n<p> <script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>As part of the collaboration, the financial institution has become the first in Europe to implement the comprehensive Ripple Payments solution.<\/p>\n<p>According to the statement, the platform&#8217;s use will help AMINA&#8217;s clients integrate blockchain-based operations with traditional banking systems.<\/p>\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>\u201cThis will allow seamless fund transfers and more efficient settlements without relying on existing payment infrastructure, making transactions faster, cheaper, more reliable, and transparent,\u201d the press release stated.<\/em><\/p>\n<\/blockquote>\n<p>AMINA Bank&#8217;s Chief Product Officer, Miles Harrison, noted that removing friction is particularly relevant for cross-border payments in <a href=\"https:\/\/forklog.com\/en\/news\/what-are-stablecoins\">stablecoins<\/a>. Support for such operations has not yet become widespread.<\/p>\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>\u201cOur clients need a payment platform capable of handling both fiat and stablecoins simultaneously, but traditional correspondent banking networks were not designed to support this,\u201d the manager added.<\/em><\/p>\n<\/blockquote>\n<p>The partnership is an extension of the existing relationship between Ripple and AMINA Bank. Earlier in 2025, the bank became the first in the world to offer custody and trading services for the blockchain company&#8217;s stablecoin, RLUSD.<\/p>\n<p>The firm <a href=\"https:\/\/forklog.com\/en\/news\/ripple-initiates-testing-of-rlusd-stablecoin\">completed<\/a> beta testing of the asset in August 2024. In December, Ripple <a href=\"https:\/\/forklog.com\/en\/news\/ripple-secures-approval-for-rlusd-stablecoin-trading\">received<\/a> approval from the New York Department of Financial Services (NYDFS) to use the stablecoin for trading.<\/p>\n<p>At the time of writing, RLUSD&#8217;s market capitalization reached $1.3 billion, placing it at the bottom of the top 10 USD-pegged tokens (<a href=\"https:\/\/www.coingecko.com\/en\/categories\/usd-stablecoin\">CoinGecko<\/a>).<\/p>\n<h2 class=\"wp-block-heading\">Ripple Expands Business with RLUSD<\/h2>\n<p>The U.S. Office of the Comptroller of the Currency has granted the company conditional approval to establish a national trust bank, as announced by Ripple CEO Brad Garlinghouse.<\/p>\n<blockquote class=\"twitter-tweet\" data-lang=\"en\">\n<p lang=\"en\" dir=\"ltr\">HUGE news! <a href=\"https:\/\/twitter.com\/Ripple?ref_src=twsrc%5Etfw\">@Ripple<\/a> just received conditional approval from the <a href=\"https:\/\/twitter.com\/USOCC?ref_src=twsrc%5Etfw\">@USOCC<\/a> to charter Ripple National Trust Bank. This is a massive step forward \u2014 first for <a href=\"https:\/\/twitter.com\/search?q=%24RLUSD&#038;src=ctag&#038;ref_src=twsrc%5Etfw\">$RLUSD<\/a>, setting the highest standard for stablecoin compliance with both federal (OCC) &#038; state (NYDFS) oversight.<\/p>\n<p>To the\u2026<\/p>\n<p>\u2014 Brad Garlinghouse (@bgarlinghouse) <a href=\"https:\/\/twitter.com\/bgarlinghouse\/status\/1999514993977622691?ref_src=twsrc%5Etfw\">December 12, 2025<\/a><\/p><\/blockquote>\n<p> <script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>\u201cThis is a huge step forward and the first for RLUSD, setting the highest standard for stablecoin compliance with both federal (OCC) and state (NYDFS) oversight,\u201d he emphasized.<\/em><\/p>\n<\/blockquote>\n<p>The company also completed the acquisition of the Rail platform, which specializes in stablecoin operations. The <a href=\"https:\/\/forklog.com\/en\/news\/ripple-acquires-stablecoin-platform-rail-for-200-million\">$200 million purchase agreement<\/a> was signed in August.<\/p>\n<blockquote class=\"twitter-tweet\" data-lang=\"en\">\n<p lang=\"en\" dir=\"ltr\">Deal closed: Rail \u2705<\/p>\n<p>With this acquisition, Ripple Payments is the market&#8217;s most comprehensive end-to-end stablecoin solution. <a href=\"https:\/\/t.co\/JTTXAYAEqK\">https:\/\/t.co\/JTTXAYAEqK<\/a><\/p>\n<p>\u2014 Ripple (@Ripple) <a href=\"https:\/\/twitter.com\/Ripple\/status\/1999235025032884485?ref_src=twsrc%5Etfw\">December 11, 2025<\/a><\/p><\/blockquote>\n<p> <script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>Ripple expects the acquisition to strengthen its position in the stablecoin payments sector.<\/p>\n<p>Back in October, the blockchain company completed the purchase of non-bank prime broker Hidden Road. The deal <a href=\"https:\/\/forklog.com\/en\/news\/ripple-completes-1-25-billion-acquisition-of-prime-broker-hidden-road\">amounted to $1.25 billion<\/a>.<\/p>\n<p>In November, Ripple <a href=\"https:\/\/forklog.com\/en\/news\/ripple-acquires-wallet-developer-palisade\">acquired<\/a> custody solutions developer Palisade.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ripple has expanded its partnership with AMINA Bank, a crypto bank regulated by the Swiss Financial Market Supervisory Authority (FINMA).<\/p>\n","protected":false},"author":1,"featured_media":92148,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"select":"1","news_style_id":"1","cryptorium_level":"","_short_excerpt_text":"Ripple expands partnership with AMINA Bank, integrating Ripple Payments.","creation_source":"","_metatest_mainpost_news_update":false,"footnotes":""},"categories":[3],"tags":[1229,1198,112,807],"class_list":["post-92147","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-and-analysis","tag-banks-and-fintech","tag-crypto-payments","tag-ripple","tag-stablecoins"],"aioseo_notices":[],"amp_enabled":true,"views":"276","promo_type":"1","layout_type":"1","short_excerpt":"Ripple expands partnership with AMINA Bank, integrating Ripple Payments.","is_update":"","_links":{"self":[{"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/posts\/92147","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/comments?post=92147"}],"version-history":[{"count":1,"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/posts\/92147\/revisions"}],"predecessor-version":[{"id":92149,"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/posts\/92147\/revisions\/92149"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/media\/92148"}],"wp:attachment":[{"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/media?parent=92147"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/categories?post=92147"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/tags?post=92147"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}