{"id":92283,"date":"2025-12-16T19:02:36","date_gmt":"2025-12-16T16:02:36","guid":{"rendered":"https:\/\/forklog.com\/en\/?p=92283"},"modified":"2025-12-16T19:05:14","modified_gmt":"2025-12-16T16:05:14","slug":"visa-introduces-usdc-settlements-for-u-s-banks","status":"publish","type":"post","link":"https:\/\/forklog.com\/en\/visa-introduces-usdc-settlements-for-u-s-banks\/","title":{"rendered":"Visa Introduces USDC Settlements for U.S. Banks"},"content":{"rendered":"<p>Payment company Visa <a href=\"https:\/\/investor.visa.com\/news\/news-details\/2025\/Visa-Launches-Stablecoin-Settlement-in-the-United-States-Marking-a-Breakthrough-for-Stablecoin-Integration\/default.aspx\">announced<\/a> the launch of <a href=\"https:\/\/forklog.com\/en\/news\/what-is-the-usdc-stablecoin\">USDC<\/a> settlements in the United States. Issuing banks and acquirers can now conduct direct transactions in <a href=\"https:\/\/forklog.com\/en\/news\/what-are-stablecoins\">stablecoin<\/a> through the payment system.<\/p>\n<p>The first participants in the program are Cross River Bank and Lead Bank, which have already begun using the <a href=\"https:\/\/forklog.com\/en\/news\/what-is-solana-sol\">Solana<\/a> blockchain. A full-scale expansion of the service to other partners in the U.S. is planned by 2026.<\/p>\n<p>The key innovation is the shift to daily settlements. Financial institutions will be able to move funds seven days a week, moving away from the traditional five-day schedule. This will accelerate transactions and simplify liquidity management. <\/p>\n<p>Representatives from Circle noted that the integration will help banks modernize treasury operations while maintaining transparency and security.<\/p>\n<p>According to the press release, the changes will not affect the card usage experience for end consumers.<\/p>\n<p>Additionally, Visa has partnered in the design of a new first-layer blockchain, Arc, which is being developed by Circle. The network is currently <a href=\"https:\/\/forklog.com\/en\/news\/circle-launches-arc-blockchain-testnet\">in<\/a> the public testnet stage.<\/p>\n<p>The payment system plans to use Arc for settlements within its network. After the mainnet launch, Visa will deploy its own validator node.<\/p>\n<p>As of November 30, the annual volume of stablecoin settlements through the Visa network exceeded $3.5 billion, according to the statement. <\/p>\n<p>Earlier this month, the payment giant <a href=\"https:\/\/forklog.com\/en\/news\/sbi-holdings-and-startale-to-launch-yen-pegged-stablecoin\">launched<\/a> the Stablecoins Advisory Practice service to assist banks and businesses with stablecoin integration.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Visa announced the launch of USDC settlements in the U.S. for issuing banks and acquirers.<\/p>\n","protected":false},"author":1,"featured_media":92284,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"select":"1","news_style_id":"1","cryptorium_level":"","_short_excerpt_text":"Visa launches USDC settlements for U.S. banks, enabling direct stablecoin transactions.","creation_source":"","_metatest_mainpost_news_update":false,"footnotes":""},"categories":[3],"tags":[1229,807,26,910,157],"class_list":["post-92283","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-and-analysis","tag-banks-and-fintech","tag-stablecoins","tag-usa","tag-usdc","tag-visa"],"aioseo_notices":[],"amp_enabled":true,"views":"144","promo_type":"1","layout_type":"1","short_excerpt":"Visa launches USDC settlements for U.S. banks, enabling direct stablecoin transactions.","is_update":"","_links":{"self":[{"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/posts\/92283","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/comments?post=92283"}],"version-history":[{"count":1,"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/posts\/92283\/revisions"}],"predecessor-version":[{"id":92285,"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/posts\/92283\/revisions\/92285"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/media\/92284"}],"wp:attachment":[{"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/media?parent=92283"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/categories?post=92283"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/tags?post=92283"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}