{"id":93370,"date":"2026-01-21T12:13:28","date_gmt":"2026-01-21T09:13:28","guid":{"rendered":"https:\/\/forklog.com\/en\/?p=93370"},"modified":"2026-01-21T12:15:16","modified_gmt":"2026-01-21T09:15:16","slug":"ripple-foresees-stablecoins-integration-with-banking-systems","status":"publish","type":"post","link":"https:\/\/forklog.com\/en\/ripple-foresees-stablecoins-integration-with-banking-systems\/","title":{"rendered":"Ripple Foresees Stablecoins’ Integration with Banking Systems"},"content":{"rendered":"

Investments in the crypto industry from previous years will pay off as banks and corporations transition from pilot projects to full-scale adoption of blockchain technologies, according to Ripple’s president<\/a>, Monica Long<\/a>.<\/p>\n

She highlighted four key areas that will transform the global financial system.<\/p>\n

Stablecoins as the Foundation of Transactions<\/h2>\n

In the coming years, “stablecoins”<\/a> will integrate into payment systems and become a primary, rather than alternative, tool. The B2B sector will be the main driver.<\/p>\n

Long noted explosive growth: at the beginning of 2023, the volume of business payments in stablecoins did not exceed $100 million per month, whereas last year it reached $76 billion.<\/p>\n

The Ripple president emphasized the importance of regulation, including the adoption of the GENIUS Act<\/a> in the United States. She believes compliance assets like RLUSD will become the standard for round-the-clock payments and collateral use. This will unlock more than $700 billion in working capital currently idle on the balance sheets of companies in the S&P 1500<\/span> index.<\/p>\n

Institutional Adoption<\/h2>\n

Long predicts that by the end of 2026, corporations will hold over $1 trillion in digital assets. According to a 2025 Coinbase survey<\/a>, 60% of Fortune 500 companies are already working on blockchain initiatives.<\/p>\n

It is expected that 5-10% of capital market transactions will move on-chain. This shift is facilitated by the launch of ETFs<\/a> and asset tokenization<\/a> by custodial banks and clearinghouses.<\/p>\n

Custodian Consolidation<\/h2>\n

The asset custody sector is expected to experience a wave of mergers and acquisitions, Long believes. Custodian services are becoming mainstream, prompting providers to expand their functionalities. To mitigate risks, banks will adopt strategies involving multiple custodians simultaneously.<\/p>\n

Long anticipates that by 2026, more than half of the top 50 global financial institutions will form new partnerships in this area.<\/p>\n

Symbiosis of AI and Blockchain<\/h2>\n

The convergence of these technologies will automate financial routines. The combination of smart contracts and artificial intelligence will enable treasuries to manage liquidity and execute margin calls in real-time.<\/p>\n

Privacy will play a crucial role. Zero-knowledge proofs (ZKP<\/a>) will allow neural networks to assess borrowers’ creditworthiness without disclosing confidential data.<\/p>\n

Back in January, a16z analysts predicted<\/a> growth in prediction markets and ZK-proofs.<\/p>\n","protected":false},"excerpt":{"rendered":"

Investments in the crypto industry from previous years will pay off as banks and corporations transition from pilot projects to full-scale adoption of blockchain technologies, according to Ripple’s president Monica Long.<\/p>\n","protected":false},"author":1,"featured_media":93371,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"select":"1","news_style_id":"1","cryptorium_level":"","_short_excerpt_text":"Investments in crypto will pay off as banks adopt blockchain, says Ripple's Monica Long.","creation_source":"","_metatest_mainpost_news_update":false,"footnotes":""},"categories":[3],"tags":[1229,25,1146,112,807],"class_list":["post-93370","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-and-analysis","tag-banks-and-fintech","tag-blockchain","tag-cryptocurrency-market-forecasts","tag-ripple","tag-stablecoins"],"aioseo_notices":[],"amp_enabled":true,"views":"162","promo_type":"1","layout_type":"1","short_excerpt":"Investments in crypto will pay off as banks adopt blockchain, says Ripple's Monica Long.","is_update":"","_links":{"self":[{"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/posts\/93370","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/comments?post=93370"}],"version-history":[{"count":1,"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/posts\/93370\/revisions"}],"predecessor-version":[{"id":93372,"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/posts\/93370\/revisions\/93372"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/media\/93371"}],"wp:attachment":[{"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/media?parent=93370"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/categories?post=93370"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/forklog.com\/en\/wp-json\/wp\/v2\/tags?post=93370"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}