{"id":96648,"date":"2026-04-30T11:29:52","date_gmt":"2026-04-30T08:29:52","guid":{"rendered":"https:\/\/forklog.com\/en\/?p=96648"},"modified":"2026-04-30T11:29:54","modified_gmt":"2026-04-30T08:29:54","slug":"2-15-instead-of-2-3-of-turnover-how-goodpayments-crypto-processing-works","status":"publish","type":"post","link":"https:\/\/forklog.com\/en\/2-15-instead-of-2-3-of-turnover-how-goodpayments-crypto-processing-works\/","title":{"rendered":"$2.15 Instead of 2\u20133% of Turnover: How goodPayments Crypto Processing Works"},"content":{"rendered":"\n

goodPayments<\/a> is a non-custodial crypto payment processor for accepting USDT and TRX on the TRON network. The service forwards funds directly to the merchant’s wallet and charges a flat fee of 6.5\/13 TRX ($2.15\/$4.30) with no percentage of turnover.<\/p>\n\n\n\n

Here’s how the product works \u2014 and at what turnover the flat-rate model pays off.<\/p>\n\n\n\n

Benefits of Crypto Processing<\/strong><\/h2>\n\n\n\n

According to Chainalysis<\/a>, the adjusted on-chain settlement volume in stablecoins<\/a> reached $28 trillion in 2025. By 2035, the figure could grow to $1.5 quadrillion \u2014 exceeding the entire current cross-border payments market.<\/p>\n\n\n\n

A large share of that volume flows through TRON, which as of April 2026 holds<\/a> 45% of the total USDT supply. According to CoinDesk Data<\/a>, the network processed $2 trillion in USDT transfers during Q1 alone.<\/p>\n\n\n\n

At the same time, businesses face high traditional acquiring costs. Stripe<\/a> charges 2.9% + $0.30 per online transaction; PayPal<\/a> \u2014 3.49% + $0.49.<\/p>\n\n\n\n

For industries that banks classify as high-risk, rates reach<\/a> 6.5% + $0.20\u20130.35. On top of that, providers withhold a 5\u201315% rolling reserve: these funds remain frozen for 3\u20136 months. Until that period expires, the merchant cannot access the withheld money.<\/p>\n\n\n\n

Crypto payment services typically cost less: fees run 0.5\u20131% or a flat amount unrelated to the payment size.<\/p>\n\n\n\n

Chargebacks are another cost burden. A customer disputes a purchase through their bank, and the funds are debited from the merchant along with a provider penalty. According to a Mastercard<\/a> report, 261 million chargebacks totaling $33.79 billion were filed in 2025. By 2028, the volume could reach 324 million at $41.69 billion.<\/p>\n\n\n\n

About 45% of chargebacks are fraud-related: either someone used a stolen card or the buyer deliberately disputed a legitimate payment. On-chain payments eliminate this entirely \u2014 a finalized blockchain transaction is irreversible.<\/p>\n\n\n\n

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“Crypto processing has long moved past the experimental stage and become a fully functional business tool. This is especially visible in segments where traditional acquiring is either too expensive or risks asset freezes at any moment,” goodPayments representatives comment.<\/em><\/p>\n<\/blockquote>\n\n\n\n

Processing Architecture<\/strong><\/h2>\n\n\n\n

goodPayments<\/a> operates exclusively on TRON with USDT (TRC-20) and the native TRX token. The team currently focuses on this blockchain because it remains one of the most popular networks in the CIS and Eastern Europe for transferring the largest stablecoin by market cap. The developers plan to add four more networks and expand the list of supported tokens in 2026.<\/p>\n\n\n\n

A merchant creates an invoice through the dashboard or API: specifying the amount, accepted currencies, expiration time, and payment description. Optionally, they can add a callback URL for payment status notifications and a redirect page for after the payment.<\/p>\n\n\n\n

The service generates a payment window with a QR code and a unique address. Two address types are supported:<\/p>\n\n\n\n