Federal Reserve Maintains Interest Rate Steady

Fed keeps interest rate steady at 3.5-3.75%.

On January 28, the United States Federal Reserve kept the key interest rate unchanged within the range of 3.5-3.75%.

“Available indicators suggest that economic activity is growing at a steady pace. Job growth remains low, and the unemployment rate shows some signs of stabilization. Inflation remains somewhat elevated,” the press release stated.

The decision aligned with market expectations and the consensus forecast of analysts. Prior to the latest meeting, the regulator had reduced the rate three consecutive times.

The Fed reiterated its target inflation rate of 2%. Future rate changes will depend on this factor.

Following the release of the data, Bitcoin’s price remained largely unchanged. At the time of writing, the digital gold is trading around $89,300, having gained about 2% over the past 24 hours.

Overall, assets in the top 10 by market capitalization showed little reaction to the Fed’s data.

During a press conference, Federal Reserve Chairman Jerome Powell stated that the current state of monetary policy remains stable.

He noted that inflation remains elevated, and labor market indicators are not the most positive.

In December 2025, the Fed released the November consumer price index. The figure decreased by 0.3%, reaching 2.7% year-on-year without seasonal adjustment (compared to 3% in October).